Terms of use

Last updated October 29, 2026

The short version

By using Omugisha at omugisha.com or in the Omugisha app, you agree to these terms. If you don't agree, please don't use it.

What Omugisha is

Omugisha helps you split each paycheck, plan goals and compare options for your money. It's free to use right now.

It's a planning tool

The numbers Omugisha shows are estimates based on what you type in and the example rates you choose. Real prices, interest rates and returns change, and investing can lose money.

Omugisha is a planning and learning tool. We aren't a bank, a financial adviser, a tax adviser or a law firm, and nothing in Omugisha tells you to buy, sell or invest in anything. For big decisions, talk to a qualified professional.

Your information

Your plan is saved on your own device. Our privacy policy explains how that works. Because we don't keep a copy, you're responsible for your own information. Clearing your browser data or deleting the app deletes your plan.

Using Omugisha

Our name and work

The Omugisha name, logo, design and writing belong to Omugisha. You're welcome to share links to omugisha.com.

No guarantees

We work hard to keep Omugisha accurate and available, but we can't promise it will always be available or free of mistakes. We may change, pause or stop features at any time. Omugisha is provided as is.

As far as the law allows, Omugisha isn't responsible for any loss or decision that comes from using the app or its numbers.

Changes to these terms

If we change these terms, we'll post the new version here and update the date at the top. If you keep using Omugisha after that, you're agreeing to the new terms.

Questions

Email us any time at hello@omugisha.com.